Effective February 19, 2020

At N2G Worldwide Insurance Services, LLC (“N2G”), protecting your privacy is important. We know you’re interested in how we collect, use, share and protect your information. We treat your personal information responsibly and provide you with choices about how we use and share it. This privacy policy describes the choices available to you regarding your personal information and how you can update this information provided on N2G’s website.

We collect information from you automatically through your use of our website, with cookies and similar technology, and when you provide information directly to us through our website.

Information we collect automatically

We gather certain information automatically using cookies along with online technologies, such as beacons, tags and JavaScript whenever you use our website or mobile app, send us an email, or interact with our emails and advertisements. This information may include internet protocol (IP) addresses, browser information, internet service provider (ISP), referring and exit pages, operating system, session ID, date and time stamp, geolocation, and clickstream data. We use this information to:
• Conduct website or mobile app analysis;
• Recognize your browser or device;
• Remember your preferences and interactions;
• Collect information about our website usage or email responses;
• Log activity on our website; or
• Market products or services to you.

Information we collect through cookies and similar technology

N2G uses third-party cookies, beacons, tags and JavaScript to collect anonymous information and technical data, like your internet protocol (IP) address, operating system and session ID. We share this information with our business partners to manage our online advertising and to recognize visitors’ computers and devices. This allows us to render relevant N2G ads to you. This is referred to as behaviorally-targeted, or interest-based, ads. Our third-party partners also use such technologies for website analysis and to manage the effectiveness of our ads placed on other websites. We do not store your name, address, telephone number, email address or any sensitive personal information in these cookies and similar technologies. The companies that distribute our ads are only permitted to use or share your information for marketing N2G products and services.

N2G will share personal information with third parties only in ways that are described in this privacy policy. Each of the third parties that we use for our online marketing and tracking efforts should post a privacy policy that fully describes the advertising and data collection activities on their websites. However, we cannot guarantee that all of these websites disclose this information.

We use Local Storage, such as HTML5, to store content information and preferences. Our business partners who provide certain features on our website or display advertising based upon your web browsing activity may also use HTML5 to collect and store information. Various browsers may offer their own management tools for removing HTML5.

Opting out of behaviorally targeted advertising

If you wish, you can opt out of interested based advertising using various mechanisms, such as by using NAI or DAA. Please note that you may continue to see generic or non-targeted ads from these companies after you opt-out.

How to control cookies

All major internet browsers allow you to block or delete cookies through the privacy features in your browser. Please note that if you block cookies then you may not be able to use the full functionality of this website.

Do not track

Please note that our site does not respond to “do not track” web browser requests.

Information we collect directly through our website

We collect your personal information on our website when you provide it to us, such as when you complete a form or ask us a question.

We retain and use your information as required or permitted by law to comply with our legal obligations, resolve disputes and enforce our agreements.

Information we share for servicing

N2G may share your personal information only as described in this privacy policy. We will not sell your information. We generally use and share your personal information to provide you with our services, everyday business and servicing purposes, and as permitted by law. Some examples include:

  • Emailing you about our products or services;
  • Sharing your personal information with service providers who assist us with providing you with our products or services;
  • As required by law, such as responding to a subpoena or governmental requests;
  • When we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud or respond to a government request; or
  • Disclosing your information in connection with the sale or purchase of a business.

If N2G is involved in a merger, acquisition or sale of all or a portion of its assets, you will be notified by email or a prominent notice on our website of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.

Choices to limit sharing

If you would like to discontinue receiving marketing emails from N2G, you may do so by using the “Unsubscribe” link found in emails we send to you.

You may ask us for a copy of your personal information so you may review it and correct or change it if necessary. Where applicable law permits, you may also request that we delete your personal information. Contact us using the email address listed below. We will respond to your request within a reasonable time frame or as otherwise required by applicable law.

The security of your personal information is important to us. We use reasonable physical and technical safeguards to protect your personal information, both during transmission and once we receive it. You may contact us at [email protected] if you have any questions or concerns regarding the confidentiality and security of your information.

We limit access to your personal information to those who need it to do their jobs. Our business partners use your personal information only for our purposes and in compliance with this privacy policy. They may not share it or use it in any other way.

We may update this privacy policy to reflect changes in our information practices. If we make material changes to our privacy policy, we’ll post the changes on this site, or a site that replaces this site, and notify you by posting a notice on this site prior to the change becoming effective. We encourage you to review this page for the latest information on our privacy practices.